Regular Savings

• No minimum balance required to earn interest
• Six withdrawals allowed per quarter ($2.00 Excessive Withdrawal Fee for each withdrawal in excess of 6 during the calendar quarter)
• Quarterly statements
• Quarterly service charge if minimum balance falls below $50.00: $5.00
• No service charge with minimum balance of $50.00
• Service Charge is in addition to excess withdrawal fees
• Minimum opening deposit: $100.00

Christmas Club Savings

• You set the amount and frequency of deposits
• Interest paid on average daily balance and paid annually
• Checks mailed in early November
• Minimum opening deposit: $5.00

Use our Online Savings and Retirement Calculators to see how an effective savings stragety can help accumulate wealth, plan for your children's college eduction, and create your own custom retirement plan.